AML Municipal Collection Program
AML Municipal Collection Program
Member municipalities that have past-due accounts owed to the municipality and want a turnkey option to pursue collections with less local staff time can now participate in the AML Municipal Collection Program administered by our partner I.C. System.
How the program works:
- Recover past-due municipal revenue using a professional collection partner.
- Low lift for local staff: AML coordinates intake and transmission and acts as a liaison. IC System runs the collection operations.
- Built-in tools & infrastructure: online payment portal, 24/7 tools, toll-free line, mail and communications series, skip tracing, multilingual collectors, standard reporting.
- Professional and compliant approach: IC System commits to compliance with applicable laws (including FDCPA) and to non-abusive collection conduct for your residents.
Requirements to participate:
Members must have code in place that authorizes recovery of third-party collection costs from the debtor before referring accounts. AML can assist with model language if none exists currently.
Recovering Debts Without Incurring Costs
The program utilizes a pass-through fee model in which collection costs are passed through to the debtor, and the member’s principal debt remains whole. Member receive 100% of the collected principal amount.
Recovering Debts Without Incurring Costs
“Where allowed by local code, collection costs are charged to the debtor—so members can recover past-due principal without paying fees out of pocket.”